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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,860 | $144,130-25.2% | $117,861-8.5% | $147,586-26.9% |
| Participation rate | 75.0% | 83.4%-8.4pp | 79.7%-4.7pp | 82.8%-7.8pp |
| Annual return | 15.05% | 531.20%-516.2pp | 335.11%-320.1pp | 578.59%-563.5pp |
| Employer contribution / active EE | $8,818 | $4,897+80.1% | $3,786+132.9% | $4,876+80.8% |
| Participant deferral / active EE | $3,492 | $5,316-34.3% | $4,482-22.1% | $5,439-35.8% |
| Admin fee / account holder | $2,015 | $10,887-81.5% | $8,021-74.9% | $10,886-81.5% |