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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,180 | $176,105-58.4% | $159,474-54.1% | $167,536-56.3% |
| Participation rate | 50.0% | 85.0%-35.0pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 12.43% | 331.91%-319.5pp | 263.68%-251.3pp | 478.82%-466.4pp |
| Employer contribution / active EE | $2,316 | $5,299-56.3% | $4,831-52.1% | $4,839-52.1% |
| Participant deferral / active EE | $2,875 | $7,751-62.9% | $7,353-60.9% | $6,342-54.7% |
| Admin fee / account holder | $1,553 | $12,559-87.6% | $10,802-85.6% | $12,315-87.4% |