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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,280 | $89,370-41.5% | $141,197-63.0% | $72,976-28.4% |
| Participation rate | 48.1% | 75.1%-27.0pp | 82.5%-34.3pp | 69.5%-21.3pp |
| Annual return | 20.97% | 111.88%-90.9pp | 71.41%-50.4pp | 81.02%-60.0pp |
| Employer contribution / active EE | $1,594 | $3,115-48.8% | $4,736-66.3% | $2,440-34.7% |
| Participant deferral / active EE | $3,060 | $5,419-43.5% | $6,710-54.4% | $3,608-15.2% |
| Admin fee / account holder | $1,962 | $5,957-67.1% | $10,265-80.9% | $5,124-61.7% |