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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,239 | $85,766-48.4% | $136,298-67.5% | $70,126-36.9% |
| Participation rate | 53.8% | 74.2%-20.3pp | 81.9%-28.1pp | 69.5%-15.7pp |
| Annual return | 18.10% | 31.46%-13.4pp | 5156.27%-5138.2pp | 73.15%-55.1pp |
| Employer contribution / active EE | $1,267 | $2,966-57.3% | $4,696-73.0% | $2,343-45.9% |
| Participant deferral / active EE | $2,936 | $5,051-41.9% | $6,247-53.0% | $3,332-11.9% |
| Admin fee / account holder | $6,933 | $5,421+27.9% | $9,244-25.0% | $4,645+49.2% |