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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,676 | $175,257-48.8% | $149,717-40.1% | $139,456-35.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 6.28% | 166.70%-160.4pp | 134.41%-128.1pp | 373.45%-367.2pp |
| Employer contribution / active EE | $2,974 | $5,477-45.7% | $4,820-38.3% | $4,753-37.4% |
| Participant deferral / active EE | $8,651 | $6,521+32.7% | $5,682+52.3% | $6,711+28.9% |
| Admin fee / account holder | $784 | $16,156-95.1% | $13,213-94.1% | $11,407-93.1% |