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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,751 | $180,459-44.7% | $154,108-35.3% | $135,380-26.3% |
| Participation rate | 50.0% | 87.4%-37.4pp | 83.0%-33.0pp | 82.6%-32.6pp |
| Annual return | 6.92% | 888.21%-881.3pp | 735.21%-728.3pp | 519.81%-512.9pp |
| Employer contribution / active EE | $1,709 | $6,035-71.7% | $5,298-67.7% | $4,779-64.2% |
| Participant deferral / active EE | $6,813 | $5,806+17.3% | $5,081+34.1% | $5,609+21.5% |
| Admin fee / account holder | $3,735 | $16,145-76.9% | $13,411-72.2% | $10,828-65.5% |