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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,103 | $73,787-63.3% | $98,716-72.5% | $82,448-67.1% |
| Participation rate | 40.6% | 61.4%-20.8pp | 69.3%-28.7pp | 68.1%-27.4pp |
| Annual return | 20.14% | 18.57%+1.6pp | 31.81%-11.7pp | 41.64%-21.5pp |
| Employer contribution / active EE | $1,093 | $1,511-27.7% | $2,279-52.0% | $2,551-57.1% |
| Participant deferral / active EE | $3,282 | $3,081+6.5% | $4,048-18.9% | $4,139-20.7% |
| Admin fee / account holder | $4 | $6,500-99.9% | $8,703-100.0% | $7,234-100.0% |