Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,474 | $99,053-96.5% | $88,179-96.1% | $138,895-97.5% |
| Participation rate | 46.2% | 74.2%-28.1pp | 69.1%-23.0pp | 79.9%-33.8pp |
| Annual return | 10.87% | 78.17%-67.3pp | 64.97%-54.1pp | 145.39%-134.5pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $2,549-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $822 | $5,225-84.3% | $4,614-82.2% | $6,396-87.2% |
| Admin fee / account holder | $590 | $8,748-93.3% | $7,673-92.3% | $12,562-95.3% |