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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,704 | $52,678-32.2% | $75,784-52.9% | $59,633-40.1% |
| Participation rate | 36.4% | 67.2%-30.9pp | 75.8%-39.5pp | 68.7%-32.3pp |
| Annual return | -0.53% | 2.95%-3.5pp | 9.68%-10.2pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $1,020 | $2,193-53.5% | $3,323-69.3% | $2,203-53.7% |
| Participant deferral / active EE | $3,209 | $2,591+23.9% | $3,652-12.1% | $3,192+0.5% |
| Admin fee / account holder | $15,258 | $3,610+322.7% | $5,300+187.9% | $4,297+255.1% |