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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,485 | $57,352+22.9% | $83,831-15.9% | $64,173+9.8% |
| Participation rate | 35.7% | 68.6%-32.9pp | 76.1%-40.4pp | 69.6%-33.9pp |
| Annual return | -7.09% | 11.38%-18.5pp | 850.99%-858.1pp | 7.63%-14.7pp |
| Employer contribution / active EE | $1,015 | $2,546-60.1% | $3,631-72.0% | $2,381-57.4% |
| Participant deferral / active EE | $2,860 | $2,993-4.5% | $4,082-29.9% | $3,470-17.6% |
| Admin fee / account holder | $7,219 | $4,046+78.4% | $5,479+31.8% | $4,887+47.7% |