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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,080 | $129,737+34.2% | $119,126+46.1% | $154,746+12.5% |
| Participation rate | 95.0% | 78.9%+16.1pp | 75.8%+19.2pp | 80.7%+14.3pp |
| Annual return | 14.79% | 379.08%-364.3pp | 282.11%-267.3pp | 172.34%-157.6pp |
| Employer contribution / active EE | $4,284 | $4,375-2.1% | $4,034+6.2% | $4,379-2.2% |
| Participant deferral / active EE | $8,734 | $5,842+49.5% | $5,318+64.2% | $6,730+29.8% |
| Admin fee / account holder | $18,773 | $11,961+57.0% | $10,693+75.6% | $14,365+30.7% |