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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,857 | $107,363+8.8% | $92,909+25.8% | $152,897-23.6% |
| Participation rate | 78.6% | 79.8%-1.2pp | 76.0%+2.6pp | 82.5%-3.9pp |
| Annual return | 27.17% | 145.63%-118.5pp | 109.44%-82.3pp | 345.43%-318.3pp |
| Employer contribution / active EE | $3,237 | $4,222-23.3% | $3,653-11.4% | $4,764-32.1% |
| Participant deferral / active EE | $5,962 | $4,848+23.0% | $4,238+40.7% | $5,851+1.9% |
| Admin fee / account holder | $784 | $7,082-88.9% | $5,795-86.5% | $11,599-93.2% |