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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,671 | $84,518-22.3% | $67,704-3.0% | $125,389-47.6% |
| Participation rate | 66.7% | 74.8%-8.1pp | 67.5%-0.9pp | 83.2%-16.5pp |
| Annual return | -1.20% | 2.57%-3.8pp | 25.41%-26.6pp | 282.24%-283.4pp |
| Employer contribution / active EE | $2,855 | $3,292-13.3% | $2,559+11.5% | $4,866-41.3% |
| Participant deferral / active EE | $6,238 | $4,430+40.8% | $3,585+74.0% | $5,352+16.6% |
| Admin fee / account holder | $753 | $5,340-85.9% | $4,255-82.3% | $9,541-92.1% |