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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,402 | $93,064-24.4% | $74,577-5.6% | $273,972-74.3% |
| Participation rate | 61.5% | 74.9%-13.4pp | 68.1%-6.6pp | 83.0%-21.5pp |
| Annual return | 10.18% | 26.18%-16.0pp | 20.47%-10.3pp | 41.46%-31.3pp |
| Employer contribution / active EE | $3,783 | $3,160+19.7% | $2,525+49.8% | $4,869-22.3% |
| Participant deferral / active EE | $5,433 | $4,160+30.6% | $3,458+57.1% | $5,287+2.8% |
| Admin fee / account holder | $408 | $5,273-92.3% | $4,138-90.1% | $10,133-96.0% |