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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,165 | $183,539+22.7% | $155,556+44.7% | $145,897+54.3% |
| Participation rate | 44.4% | 82.7%-38.3pp | 78.2%-33.8pp | 80.3%-35.9pp |
| Annual return | 12.45% | 61.31%-48.9pp | 64.84%-52.4pp | 552.29%-539.8pp |
| Employer contribution / active EE | $688 | $5,315-87.1% | $4,675-85.3% | $4,663-85.2% |
| Participant deferral / active EE | $6,135 | $6,467-5.1% | $5,631+9.0% | $6,689-8.3% |
| Admin fee / account holder | $30 | $19,275-99.8% | $15,885-99.8% | $13,390-99.8% |