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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,793 | $134,001-21.1% | $112,258-5.8% | $134,509-21.3% |
| Participation rate | 62.5% | 78.6%-16.1pp | 75.1%-12.6pp | 81.2%-18.7pp |
| Annual return | -17.35% | 47.15%-64.5pp | 27.47%-44.8pp | 418.13%-435.5pp |
| Employer contribution / active EE | $1,635 | $4,039-59.5% | $3,636-55.0% | $4,741-65.5% |
| Participant deferral / active EE | $4,438 | $5,291-16.1% | $4,728-6.1% | $6,400-30.7% |
| Admin fee / account holder | $5,536 | $7,491-26.1% | $6,411-13.6% | $11,427-51.5% |