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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,563 | $115,810-13.2% | $101,271-0.7% | $158,966-36.7% |
| Participation rate | 71.4% | 79.4%-7.9pp | 75.8%-4.4pp | 82.0%-10.5pp |
| Annual return | 11.29% | 56.15%-44.9pp | 46.48%-35.2pp | 302.95%-291.7pp |
| Employer contribution / active EE | $1,131 | $4,175-72.9% | $3,660-69.1% | $4,762-76.3% |
| Participant deferral / active EE | $3,468 | $4,958-30.1% | $4,371-20.6% | $5,983-42.0% |
| Admin fee / account holder | $5,194 | $7,248-28.3% | $5,948-12.7% | $11,250-53.8% |