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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,150 | $92,684-14.6% | $82,706-4.3% | $134,509-41.2% |
| Participation rate | 63.6% | 75.2%-11.6pp | 72.6%-8.9pp | 81.2%-17.6pp |
| Annual return | -12.04% | 945.84%-957.9pp | 701.76%-713.8pp | 418.13%-430.2pp |
| Employer contribution / active EE | $1,991 | $3,272-39.1% | $3,007-33.8% | $4,741-58.0% |
| Participant deferral / active EE | $4,398 | $4,800-8.4% | $4,394+0.1% | $6,400-31.3% |
| Admin fee / account holder | $388 | $5,982-93.5% | $5,329-92.7% | $11,427-96.6% |