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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,429 | $90,617-17.9% | $79,476-6.3% | $135,382-45.0% |
| Participation rate | 36.4% | 76.1%-39.7pp | 73.3%-37.0pp | 82.6%-46.3pp |
| Annual return | -8.16% | 977.57%-985.7pp | 718.21%-726.4pp | 519.77%-527.9pp |
| Employer contribution / active EE | $931 | $3,068-69.6% | $2,800-66.7% | $4,779-80.5% |
| Participant deferral / active EE | $1,114 | $4,050-72.5% | $3,704-69.9% | $5,609-80.1% |
| Admin fee / account holder | $5,911 | $5,907+0.1% | $5,113+15.6% | $10,829-45.4% |