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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,429 | $90,607-17.9% | $79,467-6.3% | $135,380-45.0% |
| Participation rate | 36.4% | 76.0%-39.7pp | 73.3%-37.0pp | 82.6%-46.3pp |
| Annual return | -8.16% | 977.74%-985.9pp | 718.30%-726.5pp | 519.81%-528.0pp |
| Employer contribution / active EE | $931 | $3,068-69.6% | $2,800-66.7% | $4,779-80.5% |
| Participant deferral / active EE | $1,114 | $4,050-72.5% | $3,704-69.9% | $5,609-80.1% |
| Admin fee / account holder | $5,911 | $5,895+0.3% | $5,104+15.8% | $10,828-45.4% |