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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,526 | $165,361-39.2% | $149,715-32.9% | $158,950-36.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 24.34% | 348.24%-323.9pp | 276.66%-252.3pp | 302.91%-278.6pp |
| Employer contribution / active EE | $1,563 | $5,103-69.4% | $4,645-66.3% | $4,762-67.2% |
| Participant deferral / active EE | $7,588 | $7,182+5.7% | $6,842+10.9% | $5,983+26.8% |
| Admin fee / account holder | $6,201 | $10,808-42.6% | $9,310-33.4% | $11,248-44.9% |