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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,913 | $157,276-42.8% | $141,177-36.3% | $152,885-41.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 27.95% | 64.33%-36.4pp | 71.40%-43.4pp | 345.39%-317.4pp |
| Employer contribution / active EE | $1,771 | $5,262-66.3% | $4,736-62.6% | $4,763-62.8% |
| Participant deferral / active EE | $3,118 | $7,110-56.2% | $6,710-53.5% | $5,851-46.7% |
| Admin fee / account holder | $6,829 | $12,123-43.7% | $10,263-33.5% | $11,598-41.1% |