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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,251 | $154,228+26.6% | $145,433+34.3% | $137,256+42.3% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.6pp | 80.0%+13.8pp |
| Annual return | 14.85% | 74.59%-59.7pp | 66.58%-51.7pp | 220.34%-205.5pp |
| Employer contribution / active EE | $3,070 | $4,804-36.1% | $4,554-32.6% | $4,156-26.1% |
| Participant deferral / active EE | $13,887 | $8,216+69.0% | $7,897+75.8% | $6,407+116.7% |
| Admin fee / account holder | $10,530 | $14,344-26.6% | $13,129-19.8% | $12,270-14.2% |