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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,756 | $160,070+2.3% | $147,117+11.3% | $145,897+12.2% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 12.34% | 98.69%-86.3pp | 420.54%-408.2pp | 552.29%-539.9pp |
| Employer contribution / active EE | $5,262 | $5,285-0.4% | $4,932+6.7% | $4,663+12.9% |
| Participant deferral / active EE | $15,093 | $8,419+79.3% | $8,065+87.2% | $6,689+125.6% |
| Admin fee / account holder | $44,813 | $15,035+198.1% | $12,993+244.9% | $13,390+234.7% |