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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,099 | $165,351+32.5% | $149,710+46.3% | $158,931+37.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -6.58% | 348.19%-354.8pp | 276.63%-283.2pp | 302.86%-309.4pp |
| Employer contribution / active EE | $9,725 | $5,103+90.6% | $4,645+109.4% | $4,761+104.3% |
| Participant deferral / active EE | $5,920 | $7,181-17.6% | $6,842-13.5% | $5,982-1.0% |
| Admin fee / account holder | $3,571 | $10,807-67.0% | $9,309-61.6% | $11,247-68.2% |