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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,090 | $157,304+25.9% | $141,197+40.3% | $152,909+29.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 10.65% | 64.34%-53.7pp | 71.41%-60.8pp | 345.46%-334.8pp |
| Employer contribution / active EE | $7,075 | $5,263+34.4% | $4,736+49.4% | $4,764+48.5% |
| Participant deferral / active EE | $4,317 | $7,111-39.3% | $6,710-35.7% | $5,851-26.2% |
| Admin fee / account holder | $43,516 | $12,126+258.9% | $10,265+323.9% | $11,601+275.1% |