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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,557 | $73,867+18.5% | $143,770-39.1% | $68,498+27.8% |
| Participation rate | 78.1% | 66.7%+11.5pp | 80.3%-2.2pp | 67.9%+10.2pp |
| Annual return | -17.36% | 1.01%-18.4pp | -0.04%-17.3pp | -7.84%-9.5pp |
| Employer contribution / active EE | $2,785 | $3,184-12.6% | $4,951-43.8% | $2,596+7.2% |
| Participant deferral / active EE | $3,936 | $3,384+16.3% | $5,638-30.2% | $4,027-2.3% |
| Admin fee / account holder | $2,699 | $5,755-53.1% | $14,673-81.6% | $5,403-50.0% |