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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,843 | $77,638-39.7% | $156,551-70.1% | $62,881-25.5% |
| Participation rate | 75.0% | 71.2%+3.8pp | 84.0%-9.0pp | 69.3%+5.7pp |
| Annual return | 6.36% | 50.33%-44.0pp | 32.23%-25.9pp | 20.14%-13.8pp |
| Employer contribution / active EE | $2,176 | $3,444-36.8% | $5,501-60.5% | $2,281-4.6% |
| Participant deferral / active EE | $3,302 | $3,046+8.4% | $4,871-32.2% | $3,203+3.1% |
| Admin fee / account holder | $10,792 | $5,561+94.1% | $13,028-17.2% | $4,296+151.2% |