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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,367 | $154,193+77.3% | $130,045+110.2% | $139,466+96.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 25.02% | 32.51%-7.5pp | -137.30%+162.3pp | 373.66%-348.6pp |
| Employer contribution / active EE | $1,879 | $5,292-64.5% | $4,321-56.5% | $4,754-60.5% |
| Participant deferral / active EE | $8,576 | $6,709+27.8% | $5,820+47.4% | $6,712+27.8% |
| Admin fee / account holder | $9,205 | $13,989-34.2% | $10,600-13.2% | $11,409-19.3% |