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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,258 | $135,645-48.2% | $110,243-36.3% | $135,380-48.1% |
| Participation rate | 88.9% | 83.5%+5.4pp | 79.8%+9.1pp | 82.6%+6.2pp |
| Annual return | -7.72% | 513.24%-521.0pp | 314.76%-322.5pp | 519.81%-527.5pp |
| Employer contribution / active EE | $10,290 | $4,907+109.7% | $3,827+168.9% | $4,779+115.3% |
| Participant deferral / active EE | $9,918 | $5,507+80.1% | $4,672+112.3% | $5,609+76.8% |
| Admin fee / account holder | $2,667 | $11,458-76.7% | $8,548-68.8% | $10,828-75.4% |