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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,841 | $45,872+45.7% | $77,096-13.3% | $68,486-2.4% |
| Participation rate | 97.3% | 55.9%+41.4pp | 67.9%+29.4pp | 67.9%+29.4pp |
| Annual return | -20.87% | 1.73%-22.6pp | 42.35%-63.2pp | -7.85%-13.0pp |
| Employer contribution / active EE | $4,688 | $1,650+184.2% | $2,814+66.6% | $2,597+80.5% |
| Participant deferral / active EE | $10,227 | $2,963+245.2% | $4,429+130.9% | $4,028+153.9% |
| Admin fee / account holder | $4,136 | $3,041+36.0% | $5,428-23.8% | $5,404-23.5% |