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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,890 | $52,279+60.5% | $89,414-6.2% | $79,852+5.1% |
| Participation rate | 100.0% | 57.5%+42.5pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | 19.64% | 22.16%-2.5pp | 245.50%-225.9pp | 31.72%-12.1pp |
| Employer contribution / active EE | $5,357 | $1,572+240.9% | $2,586+107.1% | $2,471+116.8% |
| Participant deferral / active EE | $9,057 | $2,740+230.5% | $3,890+132.8% | $3,740+142.1% |
| Admin fee / account holder | $4,705 | $3,356+40.2% | $4,883-3.7% | $5,306-11.3% |