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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,913 | $97,732-86.8% | $83,831-84.6% | $135,380-90.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -17.27% | 1287.56%-1304.8pp | 850.99%-868.3pp | 519.81%-537.1pp |
| Employer contribution / active EE | $1,873 | $4,222-55.6% | $3,631-48.4% | $4,779-60.8% |
| Participant deferral / active EE | $1,703 | $4,683-63.6% | $4,082-58.3% | $5,609-69.6% |
| Admin fee / account holder | $1,791 | $6,675-73.2% | $5,479-67.3% | $10,828-83.5% |