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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,767 | $106,008-88.9% | $92,240-87.2% | $147,586-92.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 13.81% | 50.05%-36.2pp | 176.29%-162.5pp | 578.59%-564.8pp |
| Employer contribution / active EE | $1,868 | $4,333-56.9% | $3,680-49.2% | $4,876-61.7% |
| Participant deferral / active EE | $2,138 | $4,478-52.3% | $3,897-45.1% | $5,439-60.7% |
| Admin fee / account holder | $314 | $6,333-95.0% | $5,194-93.9% | $10,886-97.1% |