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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,086 | $107,363-60.8% | $92,909-54.7% | $152,897-72.5% |
| Participation rate | 85.0% | 79.8%+5.2pp | 76.0%+9.0pp | 82.5%+2.5pp |
| Annual return | 19.32% | 145.63%-126.3pp | 109.44%-90.1pp | 345.43%-326.1pp |
| Employer contribution / active EE | $2,527 | $4,222-40.2% | $3,653-30.8% | $4,764-47.0% |
| Participant deferral / active EE | $3,456 | $4,848-28.7% | $4,238-18.5% | $5,851-40.9% |
| Admin fee / account holder | $9,368 | $7,082+32.3% | $5,795+61.7% | $11,599-19.2% |