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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,193 | $115,810-67.0% | $101,271-62.3% | $158,966-76.0% |
| Participation rate | 62.5% | 79.4%-16.9pp | 75.8%-13.3pp | 82.0%-19.5pp |
| Annual return | 11.53% | 56.15%-44.6pp | 46.48%-35.0pp | 302.95%-291.4pp |
| Employer contribution / active EE | $2,512 | $4,175-39.8% | $3,660-31.4% | $4,762-47.2% |
| Participant deferral / active EE | $2,693 | $4,958-45.7% | $4,371-38.4% | $5,983-55.0% |
| Admin fee / account holder | $12,799 | $7,248+76.6% | $5,948+115.2% | $11,250+13.8% |