Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,896 | $101,752+12.9% | $164,928-30.3% | $80,911+42.0% |
| Participation rate | 49.4% | 71.8%-22.4pp | 78.6%-29.2pp | 67.6%-18.2pp |
| Annual return | 9.50% | 16.73%-7.2pp | 70.08%-60.6pp | 35.63%-26.1pp |
| Employer contribution / active EE | $0 | $2,953-100.0% | $4,343-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,479 | $4,477-22.3% | $6,034-42.3% | $4,297-19.1% |
| Admin fee / account holder | $17,536 | $8,218+113.4% | $12,684+38.2% | $6,935+152.9% |