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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,253 | $102,393-20.6% | $147,041-44.7% | $80,911+0.4% |
| Participation rate | 64.6% | 75.9%-11.3pp | 82.2%-17.6pp | 67.6%-3.1pp |
| Annual return | 14.87% | 134.95%-120.1pp | 419.21%-404.3pp | 35.63%-20.8pp |
| Employer contribution / active EE | $1,275 | $3,715-65.7% | $4,935-74.2% | $2,756-53.7% |
| Participant deferral / active EE | $3,545 | $6,647-46.7% | $8,071-56.1% | $4,297-17.5% |
| Admin fee / account holder | $2,056 | $7,943-74.1% | $13,006-84.2% | $6,935-70.4% |