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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,893 | $89,367-14.0% | $141,191-45.5% | $72,975+5.4% |
| Participation rate | 63.5% | 75.1%-11.7pp | 82.5%-19.0pp | 69.5%-6.0pp |
| Annual return | 20.82% | 111.87%-91.0pp | 71.41%-50.6pp | 81.01%-60.2pp |
| Employer contribution / active EE | $1,117 | $3,115-64.2% | $4,736-76.4% | $2,440-54.2% |
| Participant deferral / active EE | $2,778 | $5,419-48.7% | $6,710-58.6% | $3,608-23.0% |
| Admin fee / account holder | $2,586 | $5,957-56.6% | $10,264-74.8% | $5,124-49.5% |