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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,593 | $109,863-31.2% | $98,477-23.2% | $167,518-54.9% |
| Participation rate | 91.7% | 75.8%+15.8pp | 73.3%+18.3pp | 82.1%+9.6pp |
| Annual return | 9.87% | 1958.09%-1948.2pp | 1493.59%-1483.7pp | 478.71%-468.8pp |
| Employer contribution / active EE | $4,148 | $3,225+28.6% | $2,961+40.1% | $4,838-14.3% |
| Participant deferral / active EE | $4,453 | $4,673-4.7% | $4,276+4.1% | $6,342-29.8% |
| Admin fee / account holder | $3,553 | $6,755-47.4% | $5,951-40.3% | $12,312-71.1% |