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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,762 | $96,678-11.3% | $86,640-1.0% | $139,466-38.5% |
| Participation rate | 90.9% | 74.4%+16.5pp | 71.7%+19.2pp | 80.3%+10.6pp |
| Annual return | 10.19% | 106.69%-96.5pp | 592.52%-582.3pp | 373.66%-363.5pp |
| Employer contribution / active EE | $3,685 | $3,265+12.8% | $3,024+21.8% | $4,754-22.5% |
| Participant deferral / active EE | $5,439 | $4,837+12.4% | $4,438+22.5% | $6,712-19.0% |
| Admin fee / account holder | $12,193 | $6,410+90.2% | $5,616+117.1% | $11,409+6.9% |