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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,091 | $106,267+56.3% | $96,520+72.1% | $139,456+19.1% |
| Participation rate | 76.5% | 77.8%-1.4pp | 74.3%+2.1pp | 80.3%-3.9pp |
| Annual return | 16.78% | 38.45%-21.7pp | 35.72%-18.9pp | 373.45%-356.7pp |
| Employer contribution / active EE | $2,290 | $4,105-44.2% | $3,739-38.8% | $4,753-51.8% |
| Participant deferral / active EE | $6,496 | $5,454+19.1% | $4,879+33.1% | $6,711-3.2% |
| Admin fee / account holder | $5,097 | $7,882-35.3% | $6,733-24.3% | $11,407-55.3% |