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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,100 | $107,363+14.7% | $92,909+32.5% | $152,897-19.5% |
| Participation rate | 81.8% | 79.8%+2.0pp | 76.0%+5.8pp | 82.5%-0.6pp |
| Annual return | 21.93% | 145.63%-123.7pp | 109.44%-87.5pp | 345.43%-323.5pp |
| Employer contribution / active EE | $2,110 | $4,222-50.0% | $3,653-42.2% | $4,764-55.7% |
| Participant deferral / active EE | $4,817 | $4,848-0.6% | $4,238+13.7% | $5,851-17.7% |
| Admin fee / account holder | $2,606 | $7,082-63.2% | $5,795-55.0% | $11,599-77.5% |