Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,856 | $73,638-58.1% | $95,956-67.8% | $73,493-58.0% |
| Participation rate | 59.1% | 76.2%-17.1pp | 77.1%-18.0pp | 70.7%-11.6pp |
| Annual return | 21.34% | 16.78%+4.6pp | 91.63%-70.3pp | 28.51%-7.2pp |
| Employer contribution / active EE | $1,562 | $1,863-16.1% | $2,541-38.5% | $2,270-31.2% |
| Participant deferral / active EE | $2,277 | $3,617-37.1% | $4,167-45.4% | $3,740-39.1% |
| Admin fee / account holder | $1,398 | $482+189.9% | $6,797-79.4% | $513+172.4% |