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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,746 | $60,349-75.6% | $74,184-80.1% | $62,881-76.5% |
| Participation rate | 92.4% | 72.7%+19.7pp | 76.6%+15.8pp | 69.3%+23.1pp |
| Annual return | 10.59% | 21.38%-10.8pp | 17.74%-7.1pp | 20.14%-9.6pp |
| Employer contribution / active EE | $1,969 | $1,680+17.2% | $2,370-16.9% | $2,281-13.7% |
| Participant deferral / active EE | $2,557 | $2,856-10.5% | $3,550-28.0% | $3,203-20.2% |
| Admin fee / account holder | $717 | $4,261-83.2% | $5,586-87.2% | $4,296-83.3% |