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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,316 | $81,476+19.4% | $102,383-4.9% | $80,925+20.3% |
| Participation rate | 80.0% | 66.8%+13.2pp | 74.5%+5.5pp | 67.7%+12.3pp |
| Annual return | 10.29% | 25.59%-15.3pp | 24.94%-14.6pp | 35.65%-25.4pp |
| Employer contribution / active EE | $1,809 | $3,105-41.7% | $3,870-53.3% | $2,756-34.4% |
| Participant deferral / active EE | $4,961 | $3,871+28.2% | $5,060-2.0% | $4,299+15.4% |
| Admin fee / account holder | $1,541 | $6,717-77.1% | $8,391-81.6% | $6,940-77.8% |