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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,318 | $70,684+58.9% | $169,397-33.7% | $75,177+49.4% |
| Participation rate | 100.0% | 64.8%+35.2pp | 77.2%+22.8pp | 67.2%+32.8pp |
| Annual return | 15.10% | 36.38%-21.3pp | 406.23%-391.1pp | 160.75%-145.7pp |
| Employer contribution / active EE | $443 | $2,211-79.9% | $4,013-89.0% | $2,671-83.4% |
| Participant deferral / active EE | $9,265 | $4,310+115.0% | $6,223+48.9% | $4,126+124.5% |
| Admin fee / account holder | $1,971 | $5,404-63.5% | $9,017-78.1% | $5,651-65.1% |