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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,952 | $65,395+28.4% | $182,558-54.0% | $72,976+15.0% |
| Participation rate | 98.1% | 65.4%+32.7pp | 78.0%+20.1pp | 69.5%+28.6pp |
| Annual return | 14.74% | 27.68%-12.9pp | 148.59%-133.9pp | 81.02%-66.3pp |
| Employer contribution / active EE | $2,474 | $1,911+29.4% | $4,076-39.3% | $2,440+1.4% |
| Participant deferral / active EE | $5,262 | $3,563+47.7% | $5,526-4.8% | $3,608+45.9% |
| Admin fee / account holder | $11,040 | $4,245+160.1% | $8,594+28.5% | $5,124+115.5% |