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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,981 | $79,449+24.6% | $189,597-47.8% | $85,851+15.3% |
| Participation rate | 100.0% | 66.0%+34.0pp | 78.4%+21.6pp | 69.3%+30.7pp |
| Annual return | 10.31% | 18.45%-8.1pp | 64.20%-53.9pp | 318.63%-308.3pp |
| Employer contribution / active EE | $939 | $2,081-54.9% | $4,412-78.7% | $2,565-63.4% |
| Participant deferral / active EE | $6,671 | $4,051+64.7% | $6,174+8.0% | $3,952+68.8% |
| Admin fee / account holder | $6,530 | $5,377+21.4% | $9,807-33.4% | $6,261+4.3% |