Retirement plan

APHL 401(K) PENSION PLAN

Name: ASSOCIATION OF PUBLIC HEALTH LABORATORIES - APHL 401(K) PENSION PLAN (2019) Form 5500
Creator: ASSOCIATION OF PUBLIC HEALTH LABORATORIES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, APHL 401(K) PENSION PLAN, ASSOCIATION OF PUBLIC HEALTH LABORATORIES

ASSOCIATION OF PUBLIC HEALTH LABORATORIESEIN 52-1800436Plan #002PY 2019

8515 GEORGIA AVENUE, STE 700 - SILVER SPRING, MD 20910240-485-2745aphpa.orgLinkedIn1-10 employeeshealth, wellness and fitness

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$21.2M

+32.6% from 2018

Total participants

180

+6.5% from 2018

Average account balance

$117,570

+24.5% from 2018

Annual return

23.45%

+30.37 pp from 2018

Benchmarks

See 1,705 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,705 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$39.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$133K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

299

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.42M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$19K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$543

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
LPL FINANCIAL5+ years Filed as: LPL FINANCIAL RET PLAN CONSULTING Service code 27 · EIN 04-3046611 PO BOX 502533 · SAN DIEGO, CA 92150	Advisory (Plan)	$40,270
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: GREAT WEST LIFE & ANNUITY Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$26,738
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: ADVISED ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$18,968
JM PENSION ADVISORY, INC.5+ years Service code 13 · EIN 52-1910770 3905 NATIONAL DRIVE, SUITE 375 · BURTONSVILLE, MD 20866	Contract Administrator	$13,030
GELMAN PENSION CONSULTING, INC.5+ years Filed as: GELMAN, ROSENBERG & FREEDMAN, P.C. Service code 10 4550 MONTGOMERY AVENUE, SUITE 650N · BETHESDA, MD 20814	Accounting	$0

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$99K

$820 / participant

Investment mgmt$85K85.6%
Other / not subdivided$14K14.4%

% of EOY assets

0.469%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: GELMAN, ROSENBURG, AND FREEDMAN
Auditor EIN: 521392008
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$117,570

$51,620+127.8%

$90,324+30.2%

$65,186+80.4%

Participation rate

100.0%

68.6%+31.4pp

73.3%+26.7pp

70.2%+29.8pp

Annual return

23.45%

24.94%-1.5pp

78.15%-54.7pp

29.39%-5.9pp

Employer contribution / active EE

$10,516

$2,235+370.6%

$2,856+268.2%

$2,177+383.1%

Participant deferral / active EE

$7,593

$2,871+164.5%

$3,885+95.4%

$3,514+116.1%

Admin fee / account holder

$551

$384+43.5%

$5,356-89.7%

$847-34.9%

Provider

Service type

Compensation

LPL FINANCIAL5+ years

Filed as: LPL FINANCIAL RET PLAN CONSULTING

Service code 27 · EIN 04-3046611

PO BOX 502533 · SAN DIEGO, CA 92150

Advisory (Plan)

$40,270

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: GREAT WEST LIFE & ANNUITY

Service code 64 · EIN 84-0467907

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$26,738

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: ADVISED ADVISORY SERVICE

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$18,968

JM PENSION ADVISORY, INC.5+ years

Service code 13 · EIN 52-1910770

3905 NATIONAL DRIVE, SUITE 375 · BURTONSVILLE, MD 20866

Contract Administrator

$13,030

GELMAN PENSION CONSULTING, INC.5+ years

Filed as: GELMAN, ROSENBERG & FREEDMAN, P.C.

Service code 10

4550 MONTGOMERY AVENUE, SUITE 650N · BETHESDA, MD 20814

Accounting

APHL 401(K) PENSION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

APHL 401(K) PENSION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion