Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $42,459 |
Service code 27 · EIN 32-0483695 | Advisory (Plan) | $38,152 |
Service code 13 · EIN 31-1299207 | Contract Administrator | $5,841 |
Filed as: WILSHIRE ASSOCIATES INC. Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,331 | $64,176-10.7% | $112,249-48.9% | $66,938-14.4% |
| Participation rate | 58.1% | 68.4%-10.3pp | 75.1%-16.9pp | 69.8%-11.7pp |
| Annual return | -18.61% | -13.80%-4.8pp | 27.48%-46.1pp | 1.58%-20.2pp |
| Employer contribution / active EE | $748 | $3,007-75.1% | $3,636-79.4% | $2,545-70.6% |
| Participant deferral / active EE | $2,990 | $3,694-19.0% | $4,729-36.8% | $4,238-29.5% |
| Admin fee / account holder | $365 | $626-41.6% | $6,412-94.3% | $594-38.4% |