Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $50,453 |
Service code 27 · EIN 32-0483695 | Advisory (Plan) | $29,809 |
Filed as: WILSHIRE ASSOCIATES INC. Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,263 | $69,383-14.6% | $101,275-41.5% | $73,497-19.4% |
| Participation rate | 63.0% | 68.4%-5.3pp | 75.8%-12.8pp | 70.7%-7.7pp |
| Annual return | 16.63% | 18.46%-1.8pp | 46.48%-29.8pp | 28.51%-11.9pp |
| Employer contribution / active EE | $557 | $2,628-78.8% | $3,660-84.8% | $2,270-75.5% |
| Participant deferral / active EE | $2,228 | $3,301-32.5% | $4,371-49.0% | $3,740-40.4% |
| Admin fee / account holder | $405 | $704-42.4% | $5,948-93.2% | $513-21.0% |